Business loan is a loan product offered to business owners who have a running company or who wants to open a new business but require external funds for operations. The investment cover expenses such as employee salaries, rent, buying equipment, acqusition of land/building or expanding the business in other countries/cities. Giant credit finance will analyze the business owner's creditworthiness through factors such as credit score and business turnover. However, entrepreneurs or business owners are legally bound to use the loan amount only to cover business expenses and not use the loan amount to cover personal expenditures.